Unyaka ka 2015 ube omuhle kakhulu eZikhwameni zeNatal Joint Municipal Pension/Provident (NJMPF). I-NJMPF
ithole imiklomelo eminingi ezikhungweni ezahlukahlukene ziqhakambisa ukuphatha kanye namaqhinga amahle
okutshala imali ezikhwameni eziwasebenzisayo.